:root{--blue:#123f73;--blue2:#0b2748;--green:#24853b;--green2:#17652d;--gold:#f2b33d;--ink:#152235;--muted:#5d6878;--soft:#f2f6fa;--line:#d7e1ec;--white:#fff;--shadow:0 18px 46px rgba(10,35,67,.14);--radius:12px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font:16px/1.65 system-ui,-apple-system,"Segoe UI",sans-serif}a{color:var(--blue);text-decoration:none}a:hover,a:focus-visible{text-decoration:underline}img{max-width:100%;height:auto}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:12px;z-index:999;padding:10px 14px;background:#fff;border:2px solid var(--blue)}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);box-shadow:0 5px 20px rgba(14,35,65,.07)}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:11px;color:var(--blue2);font-weight:900;letter-spacing:-.03em;font-size:1.25rem}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;background:linear-gradient(135deg,var(--blue),var(--green));color:#fff;font-weight:900}.brand small{display:block;color:var(--green);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase}.nav{display:flex;align-items:center;gap:5px}.nav a{min-height:44px;display:inline-flex;align-items:center;padding:9px 11px;border-radius:8px;color:var(--ink);font-weight:750}.nav a:hover,.nav a:focus-visible{background:var(--soft);text-decoration:none}.menu-toggle{display:none;width:48px;height:48px;border:1px solid var(--line);border-radius:10px;background:#fff;font-size:1.45rem;color:var(--blue)}
.hero{position:relative;isolation:isolate;color:#fff;background:linear-gradient(90deg,rgba(5,26,52,.94),rgba(12,53,92,.72)),url('/img/inicio.jpg') center/cover no-repeat}.hero:after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(0deg,rgba(4,20,40,.22),transparent 50%)}.hero-inner{min-height:620px;display:grid;grid-template-columns:1.25fr .75fr;gap:54px;align-items:center;padding-block:78px}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:#c7f0cc;font-weight:850;letter-spacing:.03em;text-transform:uppercase;font-size:.88rem}.hero h1{font-size:clamp(2.6rem,5.7vw,5rem);line-height:.98;letter-spacing:-.045em;margin:14px 0 24px;max-width:850px}.hero-lead{font-size:1.2rem;line-height:1.65;max-width:760px;color:#eff6ff}.hero-actions,.cta-row{display:flex;flex-wrap:wrap;gap:13px;margin-top:30px}.btn{min-height:48px;display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:9px;font-weight:850;text-decoration:none!important}.btn-primary{background:var(--gold);color:#092346}.btn-primary:hover{background:#ffc85d}.btn-secondary{border:1px solid rgba(255,255,255,.65);color:#fff;background:rgba(255,255,255,.07)}.trust-card{padding:27px;border:1px solid rgba(255,255,255,.24);border-radius:var(--radius);background:rgba(8,31,58,.76);backdrop-filter:blur(6px);box-shadow:var(--shadow)}.trust-card h2{font-size:1.25rem;margin:0 0 13px}.check-list{list-style:none;padding:0;margin:0;display:grid;gap:10px}.check-list li{position:relative;padding-left:30px}.check-list li:before{content:"✓";position:absolute;left:0;top:1px;width:22px;height:22px;display:grid;place-items:center;border-radius:50%;background:var(--green);color:#fff;font-weight:900}
.stats{background:var(--blue2);color:#fff}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr)}.stat{padding:24px;border-right:1px solid rgba(255,255,255,.15)}.stat:last-child{border:0}.stat strong{display:block;color:var(--gold);font-size:1.65rem}.stat span{font-size:.92rem;color:#dce8f5}
.section{padding:76px 0}.section-soft{background:var(--soft)}.section-dark{background:var(--blue2);color:#fff}.section-heading{display:grid;grid-template-columns:1fr .9fr;gap:35px;align-items:end;margin-bottom:30px}.kicker{margin:0 0 8px;color:var(--green);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:.8rem}.section-dark .kicker{color:#aee8b7}.section h2{font-size:clamp(2rem,4vw,3.35rem);line-height:1.08;letter-spacing:-.035em;margin:0}.lead{color:var(--muted);font-size:1.08rem}.section-dark .lead{color:#d8e5f2}.answer{padding:26px;border-left:5px solid var(--green);border-radius:0 var(--radius) var(--radius) 0;background:#fff;box-shadow:var(--shadow);font-size:1.05rem}.grid-2,.grid-3,.grid-4{display:grid;gap:20px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{display:flex;flex-direction:column;padding:24px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 8px 24px rgba(18,48,82,.08)}.card h3{margin:0 0 10px;color:var(--blue2);font-size:1.18rem}.card p{color:var(--muted);margin:0 0 18px}.card a{margin-top:auto;min-height:44px;display:inline-flex;align-items:center;font-weight:850}.icon{width:46px;height:46px;display:grid;place-items:center;margin-bottom:16px;border-radius:11px;background:#e8f4eb;color:var(--green);font-size:1.35rem;font-weight:900}.credential{border:1px solid #b7dfc0;background:linear-gradient(135deg,#f4fbf5,#fff)}.credential strong{color:var(--green2)}
.card-art{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:9px;margin:0 0 18px;background:var(--soft)}
.process{counter-reset:step}.process .card{position:relative}.process .card:before{counter-increment:step;content:counter(step);width:36px;height:36px;display:grid;place-items:center;margin-bottom:14px;border-radius:50%;background:var(--gold);color:var(--blue2);font-weight:900}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}.data-table{width:100%;border-collapse:collapse;min-width:680px}.data-table caption{text-align:left;padding:16px;font-weight:850}.data-table th,.data-table td{padding:14px 16px;text-align:left;vertical-align:top;border-top:1px solid var(--line)}.data-table th{background:#eef4f9;color:var(--blue2)}
.breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px;color:#d8e7f4}.breadcrumbs a{color:#fff}.page-hero .hero-inner{min-height:410px;grid-template-columns:1fr}.page-hero h1{font-size:clamp(2.45rem,5vw,4.4rem);max-width:920px}.faq{display:grid;gap:12px}.faq details{border:1px solid var(--line);border-radius:10px;background:#fff;padding:0 18px}.faq summary{cursor:pointer;padding:17px 0;font-weight:850;color:var(--blue2)}.faq details div{padding:0 0 18px;color:var(--muted)}.doc-list{display:grid;gap:12px}.doc-link{min-height:52px;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 16px;border:1px solid var(--line);border-radius:9px;background:#fff;font-weight:800}.notice{padding:18px 20px;border-left:4px solid var(--gold);background:#fff8e7;color:#4b3a13}.source-links{display:flex;flex-wrap:wrap;gap:10px}.source-links a{min-height:44px;display:inline-flex;align-items:center;padding:10px 14px;border:1px solid var(--line);border-radius:8px;background:#fff;font-weight:800}
.cta{padding:34px;border-radius:var(--radius);background:linear-gradient(135deg,var(--blue),var(--green2));color:#fff}.cta h2{font-size:2rem}.cta p{color:#e4f0fa}.footer{padding:52px 0 24px;background:#071c34;color:#dce8f4}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .9fr;gap:34px}.footer h2,.footer h3{color:#fff}.footer-links{display:grid;gap:8px}.footer a{min-height:44px;display:inline-flex;align-items:center;color:#dce8f4}.footer-bottom{margin-top:34px;padding-top:20px;border-top:1px solid rgba(255,255,255,.15);display:flex;justify-content:space-between;gap:16px;font-size:.9rem}.updated{font-size:.9rem;color:var(--muted)}
@media(max-width:860px){.menu-toggle{display:grid;place-items:center}.nav{display:none;position:absolute;left:20px;right:20px;top:68px;padding:12px;border:1px solid var(--line);border-radius:10px;background:#fff;box-shadow:var(--shadow)}.nav.open{display:grid}.hero-inner,.section-heading{grid-template-columns:1fr}.hero-inner{padding-block:58px}.trust-card{margin-top:10px}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){body{font-size:16px}.wrap{width:min(100% - 28px,1160px)}.header-inner{min-height:68px}.brand{font-size:1.05rem}.brand-mark{width:38px;height:38px}.hero-inner{min-height:620px;padding-block:48px}.hero h1{font-size:clamp(2.65rem,13vw,4rem)}.hero-lead{font-size:1.05rem}.hero-actions .btn{width:100%}.stats-grid,.grid-2,.grid-3,.grid-4,.footer-grid{grid-template-columns:1fr}.stat{border-right:0;border-bottom:1px solid rgba(255,255,255,.14)}.section{padding:58px 0}.section-heading{gap:12px}.card{padding:21px}.footer-bottom{display:grid}.source-links a{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}